"So EZ, You're almost done!"

(855) 955-SOEZ

About So EZ Mortgage


So EZ Mortgage offers a no closing cost option on many of our loan programs. With this option, our lender credit covers all title, appraisal, and 3rd party fees resulting in absolutely zero closing costs paid by the borrower. Many banks offer a "no point" mortgage where they don't charge fees, however the borrower still must pay for some items such as title and appraisal fees. With our true no closing cost mortgage, the borrower pays no closing costs period!




So EZ Mortgage does have 5 stars on Zillow, however our pricing is not on Zillow or Bank rate because those quotes are very deceiving and we have a genuine 5-star reputation to maintain. Most of the lenders shown on Zillow and Bank Rate have 4.5 to 5 stars, but if you google their name you will see the only sites that give them 4 stars or more are sites you can pay money too and they will remove reviews for you. Many of them have 3-star or lower reputations with sites that you cannot pay to remove reviews like Google.


If you apply for a quote through So EZ Mortgage, you will see we always show 100% of the 3rd party fees*.





We negotiate rates for you with the lender, getting you better pricing than if you went directly to them. We save the lender time and money by originating and processing the loan.


Lock your rate in seconds as late as 9PM without documentation (Subject to pre-approval results). Application must be completed online, over the phone, or in person by 2PM in order to lock the same day.

When you call our number, you are sure to get someone on the phone right away. If all agents are busy, you will get a call back promptly regardless of holidays or turn times. We never close, we never slow down. I challenge you to try it now.






So EZ Mortgage is protected by 2 step verification and Google Vaults optimum business encrypted email and document protection. The safest system available in the world today for online businesses. Also used by National Geographic and Audi.


Our EZ automated system tracks your interest rate to ensure you always have the lowest rate available for no cost.

Minimum Income Requirements. Never Under Water: You will never owe the lender more than the appraised value of your property. Regardless of world conditions, the value of your home, or how much you owe. How is this possible you ask? Click Here to Learn more...


No Payments: The loan is not due as long as you live in the property.


*The only time there is an unknown fee, is if you have an HOA or you have a HELOC that you want to keep open.